Auto Insurance in Delaware

Auto insurance is a wise investment, but any car insurance policy won’t cut it. If you buy the wrong car insurance policy, it won’t protect you in the way you imagined. However, if you partner with a knowledgeable insurance agent like Blue Hen Insurance, we will help you make the most out of your car insurance policy. The first thing we start with is to educate you on insurance policies to enable you to make an informed decision. Today, let’s look at the basic car insurance information you need to know before hitting the market.

Is car insurance mandatory in Delaware?

Like most states, you must purchase car insurance in Delaware to drive your car legally on public roads. All motorists must include bodily injury and property damage liability policies in their insurance policy. You must also invest in personal injury protection (PIP) coverage to pay for medical expenses when you and your passengers suffer injuries in a car accident.

Are there other car insurance coverages?

Yes, you are not only limited to the state-required insurance. Most motorists consider other coverage options for optimal protection. You, too, should stick out your neck for other coverage options to protect yourself and the vehicle optimally.

Here are other insurance options to consider for your vehicle:

  • Comprehensive coverage: It covers your car against losses or damage from non-collision perils such as fire, vandalism, natural disasters, and falling objects.
  • Collision coverage: It covers physical damage to your vehicle after colliding with another motorist or stationary object.
  • Roadside assistance: If your vehicle breaks down miles away from your residence, this coverage comes to your rescue by covering gas delivery, towing, puncture repair, and other services listed in your policy.
  • Uninsured motorist coverage: It covers you if someone without insurance crashes into you. Furthermore, this coverage can bail you out in hit-and-run scenarios.

Are you looking for affordable car insurance in the Middletown, DE area? Please contact Blue Hen Insurance in Middletown, DE for a personalized and competitive car insurance policy.