Managing your finances can be challenging for anyone. Many people choose to invest in a life insurance policy to provide financial support for their families in the event of their death. If you are in Middletown, DE, our team at Blue Hen Insurance LLC invites you to bring your insurance questions and concerns to our office. We have been serving clients like you since 2018.

Can You Buy Life Insurance With an Existing Health Condition?

Many prospective insurance clients worry that they won’t be able to purchase life insurance if they have an existing medical condition. They may fear that their condition increases their risk of an early death, making it difficult to obtain coverage. A pre-existing condition is defined as a medical issue diagnosed before the date you apply for life insurance. According to NerdWallet, the U.S. Centers for Disease Control reports that the majority of adults have one or more pre-existing medical conditions.

Fortunately, a pre-existing condition doesn’t automatically disqualify you from obtaining life insurance. Some insurance agencies offer specialized policies for individuals with chronic conditions. However, your condition may result in higher premium costs. Your agent may also require documentation from your doctor to confirm that your condition is under ongoing treatment.

Call Us Today for Your Appointment

We believe everyone can benefit from having life insurance. Our team at Blue Hen Insurance LLC offers a wide range of customized insurance plans at reasonable prices. Clients in Middletown, DE, have come to expect excellent customer service and informed responses to their questions. Call us today to schedule an appointment, and let us help you find the ideal insurance policy for your needs.