If you own a boat or watercraft, you probably know that having insurance can help when various covered events occur. The type of coverage provided by your boat and watercraft insurance depends on the policy you have. Many people sign up for boat insurance when they first buy the boat, then, over time, forget exactly what their policy covers.

The professionals at Blue Hen Insurance LLC, serving Middletown, DE, can help answer your boat insurance questions and can also help you review your policy periodically so you stay up to date on your coverage. Having this information can make a real difference when a covered event, like a passenger injury, occurs.

What Does Boat and Watercraft Insurance Cover? Does It Cover Passenger Injury?

Boat and watercraft insurance covers many things, depending on the type of policy you have. For example, if you carry liability insurance for your boat, a passenger injured on board may have their medical expenses covered under your policy. Check with your insurance agent to find out whether your coverage includes this type of expense.

What Should I Do If a Passenger Was Injured on My Boat?

If a passenger is injured on your boat, your first priority is making sure they get the medical care they need. Document everything that happened, then contact your insurance agency as soon as possible. Your agent can help you determine how to proceed with a claim.

How Can I Get Help With My Boat and Watercraft Insurance?

You can get help with your boat and watercraft insurance by contacting Blue Hen Insurance LLC, serving Middletown, DE. We’re your resource for insurance in Middletown, DE. Call today.

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