Home insurance is the protection that all homeowners need to provide peace of mind. So many things can happen that may endanger both your home and your assets. Home insurance is not just one line of insurance but several. At Blue Hen Insurance LLC in Middletown, DE, we are independent insurance agents working for our customers and not for the insurance companies. We will ensure you get the right insurance for your requirements at the best possible price.
Home insurance protects the physical structure of your house, the roof, walls, major systems, porches, garages, and decks. It also covers detached structures such as a shed, a pool, or a garage under other structure coverage. Not everything that can damage the structure is covered, so be sure to read your home policy for exclusions.
Many things can go wrong at your home, and if someone is injured while there or away from home by a family member, you could find yourself with medical bills and the potential of a judgment against you. Legal fees are also covered.
You own a lot of stuff, probably a lot more than you realize. Your home insurance covers these personal possessions from many hazards, including theft, even when you have your stuff away from home.
Loss of use coverage
When a covered hazard damages your home, you will need a place to stay. Insurance allows you to get a hotel to sleep in and helps pay for food when you have no place to cook. It can pay rent if you are out of your home for an extended time.
Contact Blue Hen Insurance LLC in Middletown, DE when you are ready to review your current home insurance or get new home insurance.